Anywayz here we go:
1)Make a new document i used 420x150, but you can use whatever size u want

2)Then paste in your stock resize if needed

3)Then paste in an effect stock and change the opacity to 65 and mode to Hard light and erase where needed

4)open up another stock i used a city one and change the mode to darken only

5)Do an edit>copy visible>paste>layer>new layer
6)Then with that layer selected go to filters>edge-detect>edge leave everything the same, then change the opacity to 50 and the mode to overlay

7)Open up a c4d change the opacity to 30 and mode to lighten only erase where needed

8 )open up another c4d i used a bubble c4d change mode to lighten only and opacity to 70 erase where needed

9)Do a edit>copy visible> paste> layer> new layer
10)Do another copy visible layer change the color go to hue and saturation
Hue=24
Lightness=-1
Saturation=-61

11)Add a border/ go to filters>decor>add border
x=1
y=12

12)Add text and your done :D
outcome=

Stocks=
cant remember where i got em but i saved em 2 my photobucket if u want 2 have a look
http://i226.photobucket.com/albums/dd15 ... nsaver.png
http://i226.photobucket.com/albums/dd15 ... /scren.png
http://i226.photobucket.com/albums/dd15 ... x/dirt.png
c4ds=
got dese at planet renders
http://i226.photobucket.com/albums/dd15 ... fx/c4d.png
http://i226.photobucket.com/albums/dd15 ... bubble.png

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